Buying your first car is a major milestone. In British Columbia, the process has some unique aspects, from provincial taxes to ICBC insurance. To help you navigate the process with confidence, Chilliwack Ford has created this comprehensive guide.

Step 1: Set a Realistic Budget

Before you even start looking at vehicles, you need to know what you can afford. This isn’t just about the sticker price; it’s about the total cost of ownership.

• Purchase Price: This is the most obvious cost. Determine how much you can put down and how much you’ll need to finance.
• Ongoing Costs: Don’t forget to factor in:
  • ICBC Insurance: In BC, vehicle insurance is mandatory and handled by the Insurance Corporation of British Columbia (ICBC). All drivers are required to have a basic insurance package, which can be purchased from an independent Autoplan broker. Your rates will depend on your driving history, the vehicle’s safety features, and other factors.
  • Fuel & Maintenance: Consider the vehicle’s fuel efficiency, as gas prices can fluctuate. Also, budget for routine maintenance like oil changes, tire rotations, and unexpected repairs.
  • Taxes & Fees: In BC, you’ll pay both Provincial Sales Tax (PST) and Goods and Services Tax (GST) on vehicles purchased from a dealership. PST rates vary depending on the vehicle’s value. There may also be a luxury tax on higher-end cars.

Step 2: Research Your Needs & Wants

Do you need a vehicle for your daily commute through Chilliwack, exciting weekend adventures further away, or family trips? Do you envision yourself in an electric vehicle, a versatile SUV, or a powerful truck? Asking yourself these questions will help narrow down the incredible selection of new Fords available.

• For the SUV Enthusiast: How many passengers do you typically carry? Do you need ample cargo space for hobbies or sports gear?
• For the Truck Owner: Will you be towing a boat to Cultus Lake or hauling gear for work or play? How many seats do you need for your crew?
• Powering Your Drive: Have you considered an electric, hybrid, or traditional gasoline powertrain? Ford offers innovative options across the board, and we can help you understand the benefits of each for your lifestyle.

Step 3: The Test Drive 

This is your chance to see if the vehicle is right for you. Test out different models, different features and also pick out your perfect colour! 

Step 4: Understand the Paperwork & Final Steps

Once you’ve chosen your new Ford, our team ensures the paperwork process is smooth and stress-free. We’ll carefully review everything with you, ensuring the details align perfectly with your understanding.

For your convenience, we’re pleased to offer on-site ICBC registration and insurance assistance right here at our dealership. Our experienced representatives will help you seamlessly register your new vehicle and set up your mandatory BC insurance, making sure you’re fully covered and ready to drive off our lot with complete peace of mind.

Buying your first car doesn’t have to be overwhelming. By doing your research, setting a budget, and working with a trustworthy dealership, you can drive away in your perfect vehicle with confidence.

Ready to start your car-buying journey? Visit Chilliwack Ford in District1881. Our team is here to answer your questions and guide you every step of the way via phone call (604-792-1361) or email us at sales@chilliwackford.com.